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TyEL insurance contribution

The Ministry of Social Affairs and Health annually confirms the level of the TyEL contribution.The TyEL contribution is calculated as a percentage of employees’ earnings. In 2010, the basic TyEL contribution is 22.4% of the salary.

The employees also contribute to the costs of earnings-related pensions.

The TyEL contribution is paid on the earnings of employees between the ages 18 and 67.

The total payroll in 2008    

Contribution % of earnings 2010 (contract employer)

•    less than 1,686,000 €      

21.8                

•   1,686,000–26,976,000 € 

21.8–22.4

•   over 26,976,000 €

22.4

The contributions of different employers may vary because there might be different kinds of reductions in the basic contribution. A company specific temporary decrease in contribution (0 – 0.6%) has been taken into consideration. TyEL contributions may be reduced by client bonuses (average 0.3%) accumulated during the customership. In companies with a total payroll of over 1,686,000 €, the contribution is also affected by the number of disability and unemployment pensions granted by the company to it’s employees. 

Social insurance contributions (pdf)