Other social insurance
Ilmarinen provides statutory pension insurance for employees under TyEL (Employees’ Pensions Act) and for self-employed persons under YEL (Self-Employed Persons’ Pensions Act). Our service range covers all aspects of statutory earnings-related pension insurance. Contact our client service, tel. 010 284 3714.
Other statutory insurance and obligations of companies
Employee’s accident insurance, if employees work more than 12 days per calendar year in the company. Unemployment insurance and group life insurance contributions are collected together with the accident insurance contributions.
Employers are also obliged to withhold the tax from their employees’ wages and pay employer’s social security contributions.
More information: Local tax offices (www.vero.fi). The Social Insurance Institution (www.kela.fi) handles all matters related to the national pensions, sickness allowances and unemployment allowances.
Voluntary social insurance for self-employed persons
Self-employed persons may insure themselves and the family members employed in the company with a voluntary insurance, if they are not covered by the statutory accident insurance. The accident insurance company assesses the annual earnings of a self-employed person insured under YEL for the purposes of the voluntary accident insurance on the same principles as used in determining the earned income under YEL.
Self-employed persons are entitled to earnings-related unemployment allowance, if they are members of a self-employed persons’ unemployment fund. For more information: The Unemployment Benefit Society of Finnish Entrepreneurs (www.syt.fi) or The Unemployment Benefit Fund for Entrepreneurs (www.ayt.fi).
Get in touch with one of Ilmarinen’s partner companies for statutory accident insurance, self-employed person’s voluntary accident insurance, voluntary pension insurance and any other insurance your company may need at: