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News and articles

Article 28.4.2022

Finnish pension system in a nutshell

Finland has one of the best pension systems in the world - and that’s a fact. But if you’re starting a business in Finland, you might be wondering why it’s mandatory for entrepreneurs to take out pension insurance. Or for employers to get pension insurance for their employees? We are here to help you!

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  1. News 21.10.2022
    Employer, self-employed person, pensioner – 2023 earnings-related pension index and wage coefficient confirmed
    The Ministry for Social Affairs and Health has confirmed the indices for earnings-related pension insurance for 2023. Next year, the earnings-related pension index is 2,874, which means an exceptionally large, approximately 6.8 per cent increase on pensions at the start of the year. The confirmed wage coefficient is 1.558. Compared to 2022, the wage coefficient will rise some 3.8 per cent.
  2. Article 28.9.2022
    Eleven things an entrepreneur needs to know when retirement approaches
    If you can see retirement on the horizon, it's time to start preparing. As an entrepreneur, it may be necessary to start preparing for pension years in advance. If you’re retiring in Finland, keep the following eleven things in mind when you start planning for retirement.
  3. Article 22.9.2022
    Record-high increase in pensions in 2023 – When is a good time to retire?
    The turn of the year is approaching, and pensioners are anxious to find out how much their pension will increase next year. Gross pensions rise annually, but the modest increases of previous years have had little impact on pensioners’ daily lives. That has been true especially if the increase has led to a rise in the pensioner’s tax rate, eating away a large chunk of the increase. This year things will be different: inflation also influences people’s choices about when to retire.
  4. News 13.1.2021
    Agreement between the EU and the UK – impacts on social security yet to be specified
    Negotiations on the future relationship have been concluded between the European Commission and the United Kingdom. The agreement was signed 30 December 2020.
  5. News 18.11.2020
    Welcome to our new website – Ilmarinen.fi makes for easy pension and insurance
    Our website ilmarinen.fi has been renewed. Special emphasis has been placed on improving the website’s accessibility and availability.
  6. News 21.9.2020
    Ilmarinen wants to continue supporting its customers during challenging times
    If you are having difficulties making your payments, we urge you to contact us in good time so that we can discuss your options. We will always try to make flexible arrangements for you to the extent possible, and we will assess your situation individually. We are here for you.
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