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News and articles

Article 28.4.2022

Finnish pension system in a nutshell

Finland has one of the best pension systems in the world - and that’s a fact. But if you’re starting a business in Finland, you might be wondering why it’s mandatory for entrepreneurs to take out pension insurance. Or for employers to get pension insurance for their employees? We are here to help you!

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  1. News 12.4.2024
    Coming this year: electronic YEL invoices to be sent automatically
    In future, we will be sending electronic YEL invoices automatically if the payer of the invoice is a company that receives online invoices.
  2. Press release 21.3.2024
    The carbon footprint of Ilmarinen’s investment portfolio decreased significantly
    Earnings-related pension company Ilmarinen saw the carbon footprint of its investment portfolio decrease and the share of renewable energy in its investee companies increase significantly in 2023. This information comes from Ilmarinen’s Annual and Sustainability Report 2023.
  3. News 5.3.2024
    Employer, you can see the client bonuses online
    We have calculated the final client bonuses reducing the TyEL contribution and they are available in the online service as of March 5th. Our further improved cost-effectiveness is directly reflected in smaller pension contributions for our employer customers.
  4. Press release 15.2.2024
    Ilmarinen’s Financial Statements 2023: Return on investments was 5.8 per cent and cost-effectiveness improved further
    Ilmarinen’s return on investments was 5.8 per cent and cost-effectiveness improved further, as premiums written grew 4 per cent and operating expenses financed using loading income fell 5 per cent. Our customers benefit directly from the improvement in our efficiency: we lowered the administrative cost component included in Ilmarinen’s earnings-related pension insurance contribution by 20 per cent as of the start of 2024.
  5. News 19.12.2023
    We are introducing Suomi.fi e-Identification for employers
    We will start using Suomi.fi e-Identification in the employer’s online service as of 19 December 2023. This means that, starting on that date, you will be able to log in to the service using your personal online banking codes or a mobile certificate. For that purpose, you will need either a register role or a mandate granted in Suomi.fi e-Authorizations.
  6. Press release 29.11.2023
    Survey: Few companies are at a strategic level in their work ability management – planning and monitoring are the weakest links
    In Finland, sickness absences and disability cost billions of euros. Meanwhile, many companies struggle with a labour shortage. Nevertheless, according to a survey by Ilmarinen, few companies systematically manage their employees’ work ability.
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