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Article 28.4.2022

Finnish pension system in a nutshell

Finland has one of the best pension systems in the world - and that’s a fact. But if you’re starting a business in Finland, you might be wondering why it’s mandatory for entrepreneurs to take out pension insurance. Or for employers to get pension insurance for their employees? We are here to help you!

Finnish pension system in a nutshell
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  1. Interim Report 1 January–31 March 2019: Return on investments 4.6%, updated strategy aims to make Ilmarinen most attractive working life partner
    Premiums written for January–March stood at EUR 1.5 billion. Measured in premiums written, the customer base grew by EUR 60 million. Pensions were paid in a total amount of EUR 1.5 billion to 460,000 pension recipients.
    Interim Report 1 January–31 March 2019: Return on investments 4.6%, updated strategy aims to make Ilmarinen most attractive working life partner
  2. Sustainability at Ilmarinen 2018: Responsibility for your pension
    2018 was a historical year for Ilmarinen, due to our merger with Etera at the start of the year. After the merger, we continued our work as Finland’s largest earnings-related pension company, taking care of a key component of Finnish social security: pension cover. During the year, our investments in sustainable development solutions increased. We also built a better working life together with our customers.
    Sustainability at Ilmarinen 2018: Responsibility for your pension
  3. Financial statements 2018: Ilmarinen is responsible for the earnings-related pension cover of 1.2 million finns
    Finland’s largest employment pension insurance company Ilmarinen is responsible for the earnings-related pension cover of 1.2 million Finns. EUR 5.7 billion was paid in pensions. The stock price fall in the final quarter of the year pushed investment returns down to –1.4 per cent.
    Financial statements 2018: Ilmarinen is responsible for the earnings-related pension cover of 1.2 million finns
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