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Article 28.4.2022

Finnish pension system in a nutshell

Finland has one of the best pension systems in the world - and that’s a fact. But if you’re starting a business in Finland, you might be wondering why it’s mandatory for entrepreneurs to take out pension insurance. Or for employers to get pension insurance for their employees? We are here to help you!

Finnish pension system in a nutshell
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  1. Biodiversity loss affects investment portfolios
    Biodiversity needs to be taken into account in investment activities in the same way as climate change. Currently there are only few biodiversity roadmaps available in Finland or globally. We want to contribute to creating new investor approaches says Karoliina Lindroos, Head of Responsible Investment at Ilmarinen.
    Biodiversity loss affects investment portfolios
  2. Ilmarinen preparing for possible power outages
    The Europe-wide electricity shortage is also forcing Finland to save energy. As a responsible developer and lessor, Ilmarinen is preparing for possible power outages carefully and well ahead of time.
    Ilmarinen preparing for possible power outages
  3. Ilmarinen’s energy saving tips reach over 15,000 people
    Ilmarinen is part of the ‘Astetta alemmas’ energy saving campaign. “We save energy in our premises and provide our employees and tenants with energy saving tips. Responsible measures reduce the carbon footprint of our real estate,” says Tomi Aimonen, Head of Domestic Real Estate Investments.
    Ilmarinen’s energy saving tips reach over 15,000 people
  4. Responsibility for pensions is responsibility for the future – Ilmarinen has published its Annual and Sustainability Report 2021
    The carbon intensity of direct listed equity investments decreased and the new Climate Roadmap shows our journey towards a net zero carbon investment portfolio. Ilmarinen’s Annual and Sustainability Report provides information on the impacts that managing your pension security has on the economy, people and the environment.
    Responsibility for pensions is responsibility for the future – Ilmarinen has published its Annual and Sustainability Report 2021
  5. Ilmarinen will not make new investments in Russia
    Ilmarinen Mutual Pension Insurance Company has decided that it will not make new direct investments in Russia or in Russian companies.
    Ilmarinen will not make new investments in Russia
  6. We invest in a sustainable future – the Ilmarinen Climate Roadmap defines our path to net zero carbon pension assets
    Climate change poses a risk also to future pensions in Finland. Ilmarinen manages the risks brought about by climate change by seeking to achieve carbon neutrality in the investment of pension assets by the end of 2035. The new Climate Roadmap describes the interim targets, actions and tools to reach the net zero carbon goal.
    We invest in a sustainable future – the Ilmarinen Climate Roadmap defines our path to net zero carbon pension assets
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