About Ilmarinen
We are Finland’s largest private earnings-related pension insurance company. As a mutual pension insurance company, we are wholly owned by our customers. Our task is to ensure that our customers receive the pension they earned from work. We offer statutory employees’ and self-employed persons’ pension insurance for employers and entrepreneurs operating in Finland.
Current topics
We are introducing Suomi.fi e-Identification for employers
We will start using Suomi.fi e-Identification in the employer’s online service as of 19 December 2023. This means that, starting on that date, you will be able to log in to the service using your personal online banking codes or a mobile certificate. For that purpose, you will need either a register role or a mandate granted in Suomi.fi e-Authorizations.
Ilmarinen’s return on investments 3.3 per cent – employment weakening
The return on Ilmarinen’s investments in January–September was 3.3 per cent. Measures to improve cost-effectiveness continued. “Last year, we became the most cost-effective company in the industry, measured by the ratio of operating expenses to expense loading components. This year our operating expenses, which are necessary for providing pension security, have decreased further, and we are lowering the price of administrative costs for our customers by 20 per cent,” states President and CEO Jouko Pölönen.
Ilmarinen’s Interim Report 1 January to 30 June 2023: Return on investments rose to 3.7 per cent, solvency strengthened and cost-effectiveness continued to improve
The return on Ilmarinen’s investment portfolio was 3.7 (-6.2) per cent, i.e. EUR 2.1 billion. The market value of investments grew to EUR 58.2 (56.3) billion. The long-term average return on investments was 5.8 per cent as of 1997. This corresponds to an annual real return of 3.8 per cent.
Join us in building a better working life
A career at Ilmarinen is an opportunity to boldly vision, to create and to experience a better working life. As Finland’s leading earnings-related pension insurer, we influence the sector’s development and the transformation of working life through our own example every day.
Learn more about Ilmarinen as an employer
We are responsible earnings-related pension company
Sustainability is one of our values and part of everything we do. We take care of your pension cover and your pension assets. That is our way of bearing responsibility for the future. We regularly report on our work to enable you to assess our performance.
Find out what sustainability means in managing pension cover