Etera's former customers have transferred to Ilmarinen as of 1st January 2018. The merger will bring you even more diverse services and the most competitive client benefits in the sector. Insurance contracts will continue normally and your familiar services will be available as usual. For a better working life – together!
The longer you work, the larger your pension. You can work until the age of 68. And you can continue working after that as long as you come to an agreement with your employer. After the pension reform, the retirement age will be different for each age group.
Every euro you earn increases your pension. Calculate your pension online. The amount of pension you will receive and the accrual of the pension depend on the type of pension.
You can retire on old-age pension once you have reached the lower retirement age – or at a later date. The longer you work, the larger your pension will be.
On partial old-age pension you decide how much work you want to do. You can retire on partial old-age pension at the age of 61.
If your work capacity has weakened, read more about disability pension and the cash rehabilitation benefit.
The survivors’ pension for surviving spouses and children helps when a spouse or parent passes away.
Read about years-of-service pension if you have behind you a strenuous and wearing career lasting at least 38 years and an illness affecting work capacity. You can retire on years-of-service pension as of 1 February 2018.
Even as a pensioner, you can still continue to work. Check beforehand to see whether working affects the pension you have already earned.
If your work capacity weakens and you find it difficult to continue working, rehabilitation is the answer. It helps employees and self-employed persons alike to return to work. Most people return to work motivated and full of enthusiasm.