YEL Calculator

The YEL calculator shows how the size of your earned income affects the price of YEL insurance. At the same time, you can compare how different payment options affect the size of your insurance contribution. You will receive the best possible estimate of your YEL insurance contribution, the amount of your pension and Kela's daily sickness allowance, basic daily allowance, parental allowance and earnings-related daily allowance.

€/year

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€/month

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Contributions

YEL insurance contribution

€/month

YEL insurance contribution for new entrepreneurs*

€/month

* Discount 22 % for the first 4 years.

The sums are estimates calculated for the current year. The pension estimate is based on valid legislation and it takes into account the impact of the life expectancy coefficient. The pension estimate includes the accrued earnings-related pension if you have entered the information in the calculator.

Allowances

Daily sickness allowance

€/month

Basic daily allowance

€/month

Income must be at least

Parental allowance

€/month

earnings-related daily allowance

€/month

Income must be at least

Estimate of old-age pension

€/month

Lowest pension age years months

€/month

Target pension age years months

Display instalment options

Number of instalments

Month for first instalment

    Instalments

    Due date YEL contribution New entrepreneur -22 %

    The number of instalments and due months affects the YEL contribution. The most economical way is to pay in one instalment in January.

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