Courier partner with a business ID, wondering about YEL?

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Courier partners need entrepreneurs' YEL insurance when

  • You are a self-employed person aged 18-67
  • You work as a self-employed person for at least 4 months in a row
  • Your YEL income is at least 9208,43 EUR per year (2025)
  • You work in your own company or as a freelancer
  • You live in Finland

Buy YEL insurance

As a new entrepreneur, you're entitled to a 22% discount!

What courier partners with business IDs need to know

Transitioning from light entrepreneurship to full entrepreneurship means you are responsible for your own social security. That includes entrepreneurs' pension insurance (YEL insurance). While YEL payments are statutory, the good news is that they accumulate Finnish pension for your future and provide financial cover for you if you fall ill.

Get insured now or find out more

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