YEL is the most important insurance for the self-employed
YEL insurance is the basis for the self-employed person’s pension and social security.
Become Ilmarinen’s customer
We make sure that you receive the pension you earned from your work. That is our job. We are Finland’s largest and oldest private earnings-related pension insurance company. Responsibly for you.
As a new entrepreneur you get a 22 % discount on YEL contributions
Read more information for new entrepreneursIlmarinen's rehabilitation partner network for 2021–2022 has been selected
Read about how career coaches can help with drawing up a rehabilitation planShortcuts
Have there been changes in your entrepreneurial activities?
Changes in entrepreneurial activities such as M&As and corporate restructurings might affect to your TyEL insurance and insurance contributions.
Read more about changes in entrepreneurial activitiesApply for extension to the cash rehabilitation benefit if needed
Apply for extension if your cash rehabilitation benefit is ending and your work ability hasn’t improved. Send us a new Medical Statement B in MyPension-service.
Read more about applying extension for cash rehabilitation benefitApply for the pension for work carried out during retirement
You must apply for the pension accrued during retirement separately, since it doesn’t begin automatically. Apply it by filling in the old-age pension application.
Read more about working during retirementSelf-employed person’s online service
In self-employed person’s online service you can for example check the amount of your YEL income, print out YEL certificate and update your contact information.
Read more about self-employed person's online serviceEmployer’s online service
In the employer’s online service you can for example take care of your TyEL contribution matters, print out TyEL certificates and update your contact information.
Read more about employer’s online serviceMyPension service
In MyPension service you can easily take care of your pension and rehabilitation matters.
Read more about MyPension serviceCurrent topics
Agreement between the EU and the UK – impacts on social security yet to be specified
Negotiations on the future relationship have been concluded between the European Commission and the United Kingdom. The agreement was signed 30 December 2020.
Ilmarinen’s Christmas donation goes to the Children and Youth Foundation
Instead of sending Christmas greetings, Ilmarinen supports the Children and Youth Foundation with a donation.
We want to continue supporting our customers during challenging times
If you're having difficulties making your pension insurance payments, we urge you to contact us in good time to discuss your options. We evaluate every situation on a case-by-case basis. Payments cannot be suspended altogether, but we'll try to make flexible arrangements for you to the extent possible.