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We make sure that you receive the pension you earned from your work. That is our job. We are Finland’s largest and oldest private earnings-related pension insurance company. Responsibly for you.
Diversification across asset classes and geographically is mandatory from both risk management’s and returns’ perspectives. Traditional diversification has faced new challenges in the zero interest rate macro environment over the last years. Financial stability regulation also has a profound effect on high-return diversification possibilities in Finland’s pension system.
The return on Ilmarinen’s investment portfolio was 8.9% (-2.0%) or EUR 4.7 billion thanks to the strong performance of the equity markets. The market value of investments grew to EUR 57.5 (53.3) billion. The long-term average return on investments was 6.1 per cent. This corresponds to an annual real return of 4.6 per cent.
‘Today’s externalities are tomorrow’s risks that then become day-after-tomorrow’s losses’ - Pavan Sukhdev, President of WWF International