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Current topics
Working life is changing, and our work ability services are evolving with it – this is how we manage careers together with your company
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Entrepreneur, YEL income reviews continue
As of 2023, pension companies are obligated to regularly review that entrepreneurs’ YEL income meets the recommendations and corresponds with the work input.
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Remember to review your pension coverage regularly
Your pension record allows you to keep track of your pension accrual.
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Submit your study certificate and tax card
Please provide us with your study certificate each August and your tax card at the turn of the year in order for us to process your allowance. More information available behind the link.
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Pension insurance contributions in 2026
Read the summary of TyEL and YEL contributions in 2026.
News and articles
Water is Ilmarinen’s most important natural resource exposure
Water-related ecosystem services are Ilmarinen’s most significant nature dependencies across its investments. Water is also the area where Ilmarinen’s investments have their greatest nature impacts.
Ilmarinen’s early 2026: Customer acquisition at record level, solvency remained strong
Ilmarinen’s return on investment in January–March was –0.5 per cent. Solvency is strong and cost-effectiveness is at a good level. Customer acquisition in the early part of the year was going at record pace.
The YEL reform is moving forward – a proposed freedom of choice model for pension contributions
The Government has reached an agreement in its budget framework talks on changes to the Self-employed Persons’ Pension Act (YEL). Under the proposed model, pension contributions and benefits would be based either on taxable earned income from business activities or on a calculated YEL income, as is the case today.