Termination of pension
A pension can end for a number of reasons. The payment of a pension ends if the conditions for paying it are no longer met or the pensioner dies.
When a pensioner dies
We will receive the information about the death of a pensioner from the Population Information System within 1–2 weeks. If you know the date of death, you can report it via chat after having logged in to the MyPension service or by phone in our customer service.
If the pensioner was living abroad when he or she died, we will not receive the information of his or death from the authorities. Therefore, it is advisable for the next of kin to inform us of the death as soon as possible.
We will pay pension to the pensioner until the end of the month of his or her death. If he or she has received pension from us after the month of his or her death, we will ask his or her bank to return the pension paid in excess to Ilmarinen. Unduly paid pensions will be recovered.
The disability pension and the years-of-service pension end when the pensioner dies. The pension is paid until the end of the month of death.
The payment of a disability pension and a years-of-service pension can also end if the limit for earnings from work is exceeded.
If you receive a fixed-term disability pension from us, your pension decision states the date up until which your pension has been granted. If necessary, you can apply for an extension to your pension by submitting a new Medical Statement B to Ilmarinen.
Your disability pension and years-of-service pension will be automatically converted into an old-age pension of the same size when you reach your lower old-age pension age.
When you retire on an old-age pension or if you are granted a disability or a years-of-service pension, the payment of the partial old-age pension ends.
The partial old-age pension also ends if the pensioner dies. The pension is paid until the end of the month of death.
You can cancel your partial old-age pension within three months of the date when the decision was issued. Notify us of the cancellation via the MyPension service’s messaging feature or otherwise in writing.
The old-age pension ends when the pensioner dies. The pension is paid until the end of the month of death.
Surviving spouse’s pension
A surviving spouse’s pension ends when the conditions for paying the pension are no longer met or the surviving spouse dies. The pension is paid until the end of the month of death.
A surviving spouse’s pension ends if the surviving spouse remarries before turning 50. In that case, the surviving spouse will be paid an amount equalling three years’ pension as a lump sum. If the deceased died before 1 July 1990, the lump sum equals two-years’ surviving spouse’s pension.
If a surviving spouse remarries after having turned 50, the payment of the surviving spouse’s pension will continue. A common-law marriage does not terminate the surviving spouse’s pension.
A surviving spouse’s pension may end also if it is subject to a reduction of surviving spouse’s pension. The pension is reduced, for example, when the youngest child turns 18. Read more about the reduction of surviving spouse’s pension.
The payment of an orphan’s pension ends at the end of the month in which the child turns 18. If the child is studying, the pension paid by Kela may continue based on the studies until he or she turns 21. The pension granted by Ilmarinen does not continue based on studies. The orphan’s pension also ends if the child dies.
A part-time pension ends when the pensioner dies. The pension is paid until the end of the month of death. If you are granted an old-age pension, the payment of your part-time pension ends. The payment of your part-time pension also ends if your earnings are not within the set limits.