Transfer your YEL insurance to Ilmarinen
Transferring your YEL insurance to Ilmarinen is easy by filling in the transfer application. You can transfer your YEL insurance if it has been valid for at least a year with your previous pension insurance company. Transferring to Ilmarinen is easy – just fill in the transfer application, and we will do the rest..
Transfer YEL insurance conveniently online
With the transfer application, you terminate your insurance and indicate to which pension company you wish to transfer it and when.
Follow these steps:
- Decide when you wish your TyEL insurance to start at Ilmarinen, in other words the insurance transfer date.
- Fill in the transfer application at least three months before the transfer date.
- Indicate in the transfer application the date as of which you wish your insurance to end with your previous pension company, i.e. your insurance termination date. You have four dates to choose from: the final day of March, June, September or December.
Your insurance will transfer to Ilmarinen three months after the termination date you have chosen. Depending on the termination date, your insurance with Ilmarinen will take effect on the first day of January, April, July or October.
The table shows when you need to terminate your insurance at the latest for it to start at Ilmarinen on the date you have chosen.
| YEL insurance termination date with the previous pension company | YEL transfer date, when the insurance starts at Ilmarinen |
|---|---|
| 31 Mar | 1 Jul |
| 30 Jun | 1 Oct |
| 30 Sep | 1 Jan |
| 31 Dec | 1 Apr |
Why does it pay off to become Ilmarinen’s customer?
Our task is to ensure that our customers receive the pension they earned from employment. We also seek to improve working life and thus help our customers succeed. We are Finland’s most responsible pension company (Sustainable Brand Index 2020).
- Dealing with Ilmarinen is easy. You have access to personal and reliable online services. Our specialists are also just a phone call away.
- As a new entrepreneur, you get a 22% discount on your YEL contributions. In addition, you have access to a guide that helps you get started as an entrepreneur.
- If your work ability weakens, vocational rehabilitation helps you return to working life.