Reimbursement of expenses during rehabilitation

You may incur expenses for travel, housing or studies during your rehabilitation. We can provide you with compensation for them. You can claim reimbursements of expenses in our MyPension service.

Applying for reimbursement of expenses 

When you incur travel expenses due to studies, a work trial or job coaching, we will provide you with a travel allowance. The amount of the allowance depends on the length of the journey and on how often you travel. The one-way travel distance must be at least 10 kilometres. What means of travel you use does not impact the amount of allowance. The allowance does not always cover the entire cost of travel.

The most convenient way to claim a travel or housing allowance is to do it in our MyPension service.

See below for instructions on what reimbursements you can apply for and how to apply for them:

Reimbursement of expenses during a work trial and job coaching

  1.  You can apply for a travel allowance for journeys between your home and the location of a work trial or job coaching when the one-way distance is at least 10 kilometres. The employer will reimburse you for work-related trips made during the working day.

    The kilometre allowance is EUR 0.14/km (EUR 0.15/km in 2025). The allowance is based on the length of the return trip and the number of travel days. However, the maximum reimbursement is EUR 750 per month (EUR 720 per month in 2025).

    The most convenient way to claim a travel allowance is to do it in our MyPension service. Log in to the service using your banking credentials and fill in the travel allowance claim form in the ‘Make a rehabilitation plan or rehabilitation invoice’ section. Then select the ‘Reimbursement of expenses’ tab.

    You can fill in the travel allowance claim form once you have begun your work trial or job coaching.

    • You can invoice all trips at one time for the entire duration of the work trial if you know the travel days in advance.
    • You can invoice travel expenses for a maximum of six months at a time.
    • However, you can submit an application in advance only for trips happening in the current year. We cannot pay expenses in advance for the following calendar year.
    • If you have work trial trips to several different destinations, please claim these reimbursements on separate applications based on the trips completed. Remember to keep a travel log of these trips. If necessary, we may request the travel log as additional information to be added to your travel expense claim.
    • You can claim travel expenses retroactively for the previous six months.
  2. Apply to deduct travel expenses incurred during a paid work trial or job coaching in your taxation. Because you can deduct these travel expenses in your taxation, Ilmarinen cannot reimburse them.

  3. You will receive compensation for housing costs if you live away from your hometown during your work trial or job coaching and you therefore have two homes. The one-way trip between the work trial location and your home must be at least 70 kilometres. You must also need the other home for at least seven days a month.

    The most convenient way to claim compensation for housing costs is to do it in our MyPension service. Log in to the service using your banking credentials and fill in the travel allowance claim form in the ‘Make a rehabilitation plan or rehabilitation invoice’ section. Then select the ‘Reimbursement of expenses’ tab. Attach a copy of your lease agreement to the application.

    • You can receive compensation according to the amount of rent, but the maximum amount is EUR 750 per month (EUR 720 per month in 2025).
    • You can apply for a housing allowance in advance only for the current year. We cannot pay expenses in advance for the following calendar year.
    • We reimburse housing expenses in periods of up to six months at a time.
    • You can claim housing costs retroactively for the previous six months.
    • We do not pay a housing allowance for moving costs or payment of a rent advance.

    Travel allowance for trips between your home and the place of work trial

    If you live in another town because of a work trial or job coaching, you can apply for travel expenses for a maximum of four return trips per month. However, the maximum reimbursement is EUR 375 per month (EUR 360 per month in 2025).

Reimbursement of expenses during studies

  1. You can apply for a travel allowance for journeys between your home and the place of study when the one-way distance is at least 10 kilometres.

    The kilometre allowance is EUR 0.14/km (EUR 0.15/km in 2025). The allowance is based on the length of the return trip and the number of travel days. However, the maximum reimbursement is EUR 750 per month (EUR 720 per month in 2025).

    The most convenient way to claim a travel allowance is to do it in our MyPension service. Log in to the service using your banking credentials and fill in the travel allowance claim form in the ‘Make a rehabilitation plan or rehabilitation invoice’ section. Then select the ‘Reimbursement of expenses’ tab.

    You can fill in the travel allowance claim form once you have begun your studies.

    • You can apply for a travel allowance for the spring and autumn semester at one time, i.e. for a maximum of six months at a time if you know the travel days in advance.
    • However, you can submit an application in advance only for trips happening in the current year. We cannot pay expenses in advance for the following calendar year.
    • If you claim travel expenses for both school and work placement trips to several different destinations, please claim these reimbursements on separate applications based on trips completed. Remember to keep a travel log of these trips. If necessary, we may request the travel log as additional information to be added to your travel expense claim.
    • Apply to deduct travel expenses incurred during a paid work placement in your taxation. Because you can deduct these travel expenses in your taxation, Ilmarinen cannot reimburse them.
    • You can claim travel expenses retroactively for the previous six months. 
  2. You will receive compensation for housing costs if you live away from your hometown during your studies and you therefore have two homes. The one-way trip between the place of study and your home must be at least 70 kilometres. You must also need the other home for at least seven days a month.

    The most convenient way to claim compensation for housing costs is to do it in our MyPension service. Log in to the service using your banking credentials and fill in the travel allowance claim form in the ‘Make a rehabilitation plan or rehabilitation invoice’ section. Then select the ‘Reimbursement of expenses’ tab. Attach a copy of your lease agreement to the application.

    • You can receive compensation according to the amount of rent, but the maximum amount is EUR 750 per month (EUR 720 per month in 2025).
    • You can claim housing costs in periods of up to six months at a time, for the spring and autumn semesters at one time.
    • You can apply for a housing allowance in advance only for the current year. We cannot pay expenses in advance for the following calendar year.
    • You can claim housing costs retroactively for the previous six months.
    • We do not pay a housing allowance for moving costs or payment of a rent advance. 
    • If your school arranges free accommodation for you, you will not receive any housing allowance. You will also not receive any housing allowance for moving costs or paying a rent advance.

    Compensation for temporary accommodation

    If you have to stay overnight in a town that is more than 70 kilometres away from your home because of your studies, you can receive compensation for temporary accommodation. However, this compensation for accommodation expenses is no more than EUR 120/night, and the maximum reimbursement is EUR 750 per month (EUR 720 per month in 2025). Always agree in advance with your rehabilitation specialist on any housing or accommodation costs if you stay in a hotel, for example, and send us the receipts concerning your accommodation.

    Travel allowance for trips between your home and the place of study

    If you live in another town because of your studies, you can apply for reimbursement of travel expenses for a maximum of four return trips per month. Apply for the travel allowance separately for the spring, summer and autumn semesters. However, the maximum reimbursement is EUR 375 per month (EUR 360 per month in 2025).

Reimbursement of expenses during apprenticeship training

    • Apply to deduct travel expenses incurred during apprenticeship training in your taxation. Because you can deduct these travel expenses in your taxation, Ilmarinen cannot reimburse them.
    • You can apply to the apprenticeship office for reimbursement of travel expenses for study days.
  1. You will receive compensation for housing costs if you live away from your hometown during your studies and you therefore have two homes. The one-way trip between the place of study and your home must be at least 70 kilometres. You must also need the other home for at least seven days a month.

    The most convenient way to claim compensation for housing costs is to do it in our MyPension service. Log in to the service using your banking credentials and fill in the travel allowance claim form in the ‘Make a rehabilitation plan or rehabilitation invoice’ section. Then select the ‘Reimbursement of expenses’ tab. Attach a copy of your lease agreement to the application.

    • You can receive compensation according to the amount of rent, but the maximum amount is EUR 750 per month (EUR 720 per month in 2025).
    • You can claim housing costs in periods of up to six months at a time, for the spring and autumn semesters at one time.
    • You can apply for a housing allowance in advance only for the current year. We cannot pay expenses in advance for the following calendar year.
    • We do not pay a housing allowance for moving costs or payment of a rent advance. If your school arranges free accommodation for you, you will not receive any housing allowance.

    Compensation for temporary accommodation

    If you have to stay overnight in a town that is more than 70 kilometres away from your home because of your studies, you can receive compensation for temporary accommodation. However, this compensation for accommodation expenses is no more than EUR 120/night, and the maximum reimbursement is EUR 750 per month (EUR 720 per month in 2025). Always agree in advance with your rehabilitation specialist on any housing or accommodation costs if you stay in a hotel, for example, and send us the receipts concerning your accommodation.

    Travel allowance for trips between your home and the place of study 

    If you live in another town because of your apprenticeship training, you can apply for reimbursement of travel expenses for a maximum of four return trips per month. However, the maximum reimbursement is EUR 375 per month (EUR 360 per month in 2025). 

Travel allowance for meetings with a career coach

  1. You can receive a travel allowance for trips between your home and the place where you meet the career coach who helps you draw up the rehabilitation plan, regardless of the travel distance. The travel allowance is EUR 0.14 (EUR 0.15/km 2025).

    The most convenient way to claim a travel allowance is to do it in our MyPension service. Log in to the service using your banking credentials and fill in the travel allowance claim form in the ‘Make a rehabilitation plan or rehabilitation invoice’ section. Then select the ‘Reimbursement of expenses’ tab.

  2. Ilmarinen will pay the costs of meeting the career coach. The service is free of charge for you.

Finnish Pension Alliance TELA’s compensation recommendations

The reimbursements you receive are based on recommendations from the Finnish Pension Alliance TELA.

Read the TELA guidelines on reimbursement of expenses (tela.fi)

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