Applying for pension from abroad
If you have lived or worked abroad, be sure to also apply for the pension you have earned abroad. How you should apply for pension depends on your country of residence.
You must apply for pension earned abroad
Be sure to apply for your pension earned abroad. How you should apply for the pension depends on the country in which you have worked.
Start by checking below into which category your country of employment belongs and read the instructions for each specific situation below.
EU countries: Austria, Belgium, Bulgaria, Croatia, Cyprus, the Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, the Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain and Sweden.
Switzerland and the UK have concluded a separate agreement with the EU countries, which means that the EU regulations are applied there as well.
EEA countries: Norway, Iceland and Liechtenstein.
Social security agreement countries: Australia, Canada, Chile, China, India, Israel, Japan, Korea, the Province of Quebec and the USA.
Non-agreement countries: All countries other than the EU and EEA countries, the UK, Switzerland and social security agreement countries are so-called non-agreement countries.
I live in Finland and am applying for a pension earned abroad
When applying for pension from a non-agreement country, you must apply for it yourself from the country in which you have worked.
Your pension will not necessarily be paid to Finland, but this depends on the case.
I live abroad and am applying for pension accrued in Finland
If you live in a so-called non-agreement country, apply for pension directly from Finland using a Finnish application form. Apply for pension conveniently in MyPension. When you apply in MyPension, you don't need to attach a separate Appendix U to your application.
If you don't have Finnish online banking credentials, apply for the pension using a printed application form. In this case, you need to attach the Appendix U to the application. Go to the forms.
How your country of residence influences where you should file your pension application
|What is your country of residence when applying for pension?||In which countries have you lived and worked?||To which country should you file a pension application?|
|Finland||In an EU or EEA country, Great Britain, Switzerland or a social security agreement country||To Finland, to your own pension company|
|Finland||In a non-agreement country (other countries)||To the pension institution of the country in question|
|EU or EEA country, Great Britain, Switzerland or a social security agreement country||In Finland||To the pension institution of the country of residence|
|EU or EEA country, Great Britain, Switzerland or a social security agreement country||In an EU or EEA country, Great Britain in Switzerland or a social security agreement country||To the pension institution of the country of residence|
|A non-agreement country (other countries)||In Finland||To Finland, to your own pension company|
Consider the following things before applying for pension from abroad
A pension paid from abroad may affect the amount of social benefits paid from Finland. Social benefits include, among other things, unemployment benefits, sickness allowance and social assistance. You can check the impact of a foreign pension on benefits by contacting the payer of the benefit directly.