Earnings-related pension alternatives
Earnings-related pension is part of your statutory social security. It provides you with financial security when you retire or it can support you to continue longer in working life.
You can retire on old-age pension once you have reached your lower old-age pension age. If you retire later, your pension amount grows.Read more about old-age pension
Partial old-age pension
You can draw part of your old-age pension already before reaching your lower old-age pension age. While on pension, you can work as much as you like or stop working altogether.Read more about the partial old-age pension
When work ability weakens
Vocational rehabilitation is the primary option when work ability weakens. If rehabilitation does not help, you can apply for a disability pension.
Read more about vocational rehabilitation >
If your ability to work has declined and rehabilitation does not help, you may be entitled to a disability pension.
Read more about the disability pension >
Old-age pension for the unemployed
If you were born before 1958 and you have been unemployed for a long time, you may be entitled to retire on old-age pension at the age of 62.Read more about the old-age pension for the unemployed
If a spouse or parent passes away, the survivors’ pension can help secure an income. It can be granted to the surviving spouse and children of an employee or a self-employed person.Read more about the survivors’ pension for surviving spouses and children
If you have had a long career performing strenuous work, you may be entitled to retire on a years-of-service pension at the earliest at the age of 63.Read more about the years-of-service pension
What does pension accrue on?
As an employee, you accrue pension on your earnings and as a self-employed person on your YEL income. You can also accrue pension when you study or draw an unemployment allowance or other social benefits.Read more about pension accrual and its amount
Are you already retired?
On our website, you can find important information for pensioners, including the payment of pensions, pension taxation and working while on a pension.Read more about pensioners’ matters