
About Ilmarinen
We are Finland’s largest private earnings-related pension insurance company. As a mutual pension insurance company, we are wholly owned by our customers. Our task is to ensure that our customers receive the pension they earned from work. We offer statutory employees’ and self-employed persons’ pension insurance for employers and entrepreneurs operating in Finland.
Current topics

Press release 16.8.2022
Ilmarinen’s Interim Report 1 January to 30 June 2022: Premiums written growing strongly, return on investments negative, solvency remained good
The return on Ilmarinen’s investment portfolio was -6.2 (8.9 per cent), i.e. EUR 3.8 billion negative due to falling stock prices and rising interest rates. The market value of investments fell to EUR 56.7 (60.8) billion. The long-term average return on investments was 5.9 per cent. This corresponds to an annual real return of 4.1 per cent.

Press release 29.4.2022
Ilmarinen’s Interim Report 1 January to 31 March 2022: Premiums written grew, cost-effectiveness improved and solvency remained strong in a challenging market
The return on Ilmarinen’s investment portfolio was -2.2 (4.8 per cent), i.e. EUR 1.4 billion negative due to falling stock prices and rising interest rates. The market value of investments fell to EUR 59.1 (60.8) billion. The long-term average return on investments was 6.1 per cent. This corresponds to an annual real return of 4.4 per cent.

Press release 21.3.2022
Responsibility for pensions is responsibility for the future – Ilmarinen has published its Annual and Sustainability Report 2021
The carbon intensity of direct listed equity investments decreased and the new Climate Roadmap shows our journey towards a net zero carbon investment portfolio. Ilmarinen’s Annual and Sustainability Report provides information on the impacts that managing your pension security has on the economy, people and the environment.
Join us in building a better working life
A career at Ilmarinen is an opportunity to boldly vision, to create and to experience a better working life. As Finland’s leading earnings-related pension insurer, we influence the sector’s development and the transformation of working life through our own example every day.
Learn more about Ilmarinen as an employer
We are responsible earnings-related pension company
Sustainability is one of our values and part of everything we do. We take care of your pension cover and your pension assets. That is our way of bearing responsibility for the future. We regularly report on our work to enable you to assess our performance.
Find out what sustainability means in managing pension cover
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Governance and organisation
Well-functioning governance supports the management of pension cover.
Read about our corporate governance and organisation -
Financial information
On these pages, you can find our financial information related to the management of pension cover, such as the Board of Directors’ Reports on Operations, interim reports, and annual and sustainability reports.
Take a look at the financial information -
The way we work
On these pages you will find a compilation of the policies and practices that guide our operations.
Get to know the way we work -
Investments
We invest our shared pension assets profitably, securely and responsibly.
Find out how we invest pension assets -
Strategy and values
Our strategy and values guide our operations in managing pension cover.
Take a look at our strategy and values -
Our history
Ilmarinen was established at the same time as the Finnish pension system. We are Finland’s oldest earnings-related pension company.
Learn more about our history -
Ilmarinen’s real estate
As part of investing pension assets, we provide homes and business premises for thousands of Finns.
Take a look at our real estate -
For the media
Need an interview with a specialist or information about pension cover? Our specialists and Communications department are there to help you.
Find out how to contact us