About Ilmarinen
We are Finland’s largest private earnings-related pension insurance company. As a mutual pension insurance company, we are wholly owned by our customers. Our task is to ensure that our customers receive the pension they earned from work. We offer statutory employees’ and self-employed persons’ pension insurance for employers and entrepreneurs operating in Finland.
Current topics
Ilmarinen’s administrative cost will decrease in 2025
At the start of next year, Ilmarinen’s customers’ administrative cost will decrease by roughly 10 per cent. The administrative cost is part of the TyEL insurance contribution, and in that respect, your TyEL contribution as our customer will decrease.
Ilmarinen's return on investment 4.9 per cent, and market uncertainty increased
In January–June, Ilmarinen's return on investment was 4.9% and its solvency strengthened. Cost-effectiveness continued to improve as premiums written grew 2 per cent and pension cover operating expenses fell 6 per cent.
Ilmarinen’s return on investments 3.2 per cent and efficiency improved further
The return on Ilmarinen’s investments in January–March was 3.2 per cent. The company’s cost-effectiveness improved further as premiums written grew and the operating expenses necessary for providing pension security fell. “We have successfully continued implementing Ilmarinen’s strategy and improved our productivity significantly over the past six years,” says Ilmarinen’s CEO Jouko Pölönen.
Join us in building a better working life
A career at Ilmarinen is an opportunity to boldly vision, to create and to experience a better working life. As Finland’s leading earnings-related pension insurer, we influence the sector’s development and the transformation of working life through our own example every day.
Learn more about Ilmarinen as an employer
We are responsible earnings-related pension company
Sustainability is one of our values and part of everything we do. We take care of your pension cover and your pension assets. That is our way of bearing responsibility for the future. We regularly report on our work to enable you to assess our performance.
Find out what sustainability means in managing pension cover