Ilmarinen / Employer / TyEL insurance / Insuring work abroad
Insuring work abroad
International work is becoming more popular. As an employer, you have to take care of your employee’s pension security also when your employee leaves Finland to work abroad or comes to work in Finland. We have compiled information on insuring work abroad.
Take care of pension security regardless of country and citizenship
As an employer, you must arrange your employee’s pension and statutory social security contributions regardless of the employee’s citizenship and the country in which they work. This applies to both Finnish and foreign employers. The country in which you should arrange your employee’s pension and social security insurance depends on the country of employment and the duration of the working period.
Employee going abroad from Finland
As an employer, you must arrange your employee’s pension security also when they work outside Finland’s borders, for example when on a posting abroad.Read more about insuring an employee leaving Finland to work abroad
Employee going abroad to work remotely
If your employee goes abroad to work remotely, even for a short period of time, you as an employer have many things to consider.Read more about an employee’s remote work abroad
Employee coming to Finland from abroad
When you hire a foreign employee to work in Finland, you must take care of their pension security regardless of their citizenship.Read more about insuring an employee coming to Finland from abroad
Pension matters related to work abroad
Your employee will accrue pension from work carried out abroad in accordance with the legislation of the country in which their pension insurance has been arranged.
The pension that your employee has earned is always paid to Finland, except if they worked in a non-agreement country. All countries of employment do not pay pensions outside their national borders. That is why you should find out about the practices in place in the country of employment together with you employee before they leave to work abroad.
Working abroad as an entrepreneur
When you leave Finland to work as an entrepreneur abroad, you must, as a rule, arrange your pension and social security in the country where you work. However, you can carry out temporary entrepreneurial activities abroad and keep your insurance under the Self-Employed Persons’ Pensions Act (YEL) in force in Finland. This depends on whether the country you work in is an EU/EEA country or Switzerland or whether the country in question has a social security agreement with Finland.