Estimate the amount of surviving spouse’s pension

When the surviving spouse’s pension is calculated, the surviving spouse’s earnings-related pension amount is also taken into account. The calculator helps you to estimate how much your surviving spouse’s pension would be. The national pension paid by Kela or voluntary pensions do not affect the size of the survivors’ pension.

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Summary

Surviving spouse's pension
0,00 €/month

How is the amount of surviving spouse’s pension calculated?

The amount of surviving spouse’s pension is impacted by the amount of earnings-related pension the surviving spouse receives. If the surviving spouse’s earnings-related pension is large, it is possible that no surviving spouse’s pension will be paid.

Example of reducing the surviving spouse’s pension

The amount of surviving spouse’s pension is €800/month, basis for reduction *€732.50, amount of surviving spouse’s earnings-related pension €900/month.

Surviving spouse’s earnings-related pension €900/month
Basis for the reduction -732.50
Excess 167.50
Half of excess 83.75
Paid surviving spouse’s pension is 800 - 83.75 = €716.25/month.

*the basis for the reduction means the limit amount confirmed by the Ministry of Social Affairs and Health annually. In 2021, this amount is EUR 732.50.

As Ilmarinen’s customer, you can check the size of your earnings-related pension in the MyPension service.

Log in to the MyPension service