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Earnings-related pension gives security in different life situations. Manage your pension and rehabilitation matters safely online.
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Current topics
Working life is changing, and our work ability services are evolving with it – this is how we manage careers together with your company
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Entrepreneur, YEL income reviews continue
As of 2023, pension companies are obligated to regularly review that entrepreneurs’ YEL income meets the recommendations and corresponds with the work input.
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Remember to review your pension coverage regularly
Your pension record allows you to keep track of your pension accrual.
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Submit your study certificate and tax card
Please provide us with your study certificate each August and your tax card at the turn of the year in order for us to process your allowance. More information available behind the link.
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Pension insurance contributions in 2026
Read the summary of TyEL and YEL contributions in 2026.
News and articles
Agreement reached on YEL reform – a proposed freedom of choice model for pension contributions
The Ministry of Social Affairs and Health has released a draft government proposal to reform the Self-Employed Persons’ Pensions Act (YEL). Under the proposed reform, your pension contributions and benefits would be based on either your taxable earned income from your most recent completed tax assessment, or a confirmed income (as today) based on an overall assessment of your work input.
Ilmarinen and OP Pohjola: EUR 300 million to boost growth and investments in Finnish SMEs
Ilmarinen and OP Pohjola are launching a EUR 300 million growth financing programme to help growth companies succeed. Financing channelled to SMEs through this cooperation will create opportunities for growth and boost positive economic development across Finland.
Water is Ilmarinen’s most important natural resource exposure
Water-related ecosystem services are Ilmarinen’s most significant nature dependencies across its investments. Water is also the area where Ilmarinen’s investments have their greatest nature impacts.