When in need of a pension insurance
We take care of the pension security of more than a million people – join us.
Self-employed person
Let us take care of your most important insurance. We want to make pension insuring easy for you.
Get YEL insuranceEmployer
We take care of your employees' pension security and help you to promote their work ability.
Get TyEL insurancePrivate customer
Earnings-related pension gives security in different life situations. Manage your pension and rehabilitation matters safely online.
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Working life is changing, and our work ability services are evolving with it – this is how we manage careers together with your company
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Remember to review your pension coverage regularly
Your pension record allows you to keep track of your pension accrual.
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Submit your study certificate and tax card
Please provide us with your study certificate each August and your tax card at the turn of the year in order for us to process your allowance. More information available behind the link.
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Entrepreneur, authorize someone to act on your behalf
Authorize another person or company to handle your YEL matters in our online service or by phone using Suomi.fi authorizations.
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Pension insurance contributions in 2026
Read the summary of TyEL and YEL contributions in 2026.
News and articles
Ilmarinen's Financial Statements 2025: Return on investments was 8.1 per cent or EUR 5.1 billion
Ilmarinen’s investment assets increased to EUR 67.5 billion. Solvency continued to strengthen and cost-effectiveness is at a good level. Ilmarinen’s investments have generated a total of EUR 30.2 billion over a period of 10 years. Twenty per cent of the investments are in Finland.
Important to know at the turn of the year pensioner
You can see the amount of your pension for the coming year, the payment dates and information on the amount of tax withholding from the MyPension service on our website at the beginning of December. We will approach our pensioners towards the end of the year via SMS and e-mail, reminding them to view the information online.
Earnings-related pension insurance contributions for 2026 confirmed
The Ministry for Social Affairs and Health has confirmed the earnings-related pension insurance contributions for 2026. The average contribution for employer’s pension insurance (TyEL) is 24.4 per cent of the payroll in 2026.