Ilmarinen
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Self-employed
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Manage your YEL insurance
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Manage your YEL payments online
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Electronic YEL invoice
Electronic YEL invoice – an easy way to manage your payments
An electronic YEL invoice makes your everyday life smoother. You can receive your invoice directly in your company’s invoicing system or in your online bank, depending on your preference.
Would you like an easier way to handle your YEL invoices?
- Your invoice is delivered directly to the right place – no waiting for mail or handling paper
- You can see your situation at a glance and always know where you stand
- Your invoices are easy to find later and won’t get lost in piles of paper
Choose the option that suits you best:
| Payer of the invoice: | Electronic payment method: | Where the invoice is delivered: |
| Company | online invoice | your company’s invoicing system |
| You personally | electronic invoice | your personal online bank |
Notes on online invoices:
- You will always receive an online invoice via the operator if your company has two online invoice addresses, where one provider is an operator and the other is a bank.
- If your company has two addresses, one with a specification and one without, the invoice will be sent to the address without a specification.

How do I start using an online invoice for my company?
- Make an agreement with an online invoice operator (e.g. your bank)
- Obtain invoicing software if needed
- Once the agreement is in place, you will automatically receive YEL invoices as online invoices
If your company already has an online invoice address and your company pays your YEL invoices, you will automatically receive them electronically from us.
If you are unsure whether your company has an online invoice address, you can check at verkkolaskuosoite.fi.
In three situations, the online invoice will not be sent automatically right away – we first need more information from you about where you want to receive the invoice. See the details below.
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Are you an employer?
Also switch your TyEL insurance invoices to electronic format.
Switch your TyEL invoices to electronic format
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If your company has the same online invoice address registered for two different operators, let us know which operator you want to use for receiving your YEL invoices.
You do not need to notify us if operator A changes to operator B.
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Let us know your new online invoice address.
Also inform us if your current operator changes to a bank or vice versa. Send us a message via the entrepreneur online service.
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If the paying company changes, provide us with the new online invoice address securely via the online service. Click “Send message” and send us a message.
How do I start using an electronic invoice?
You can order an electronic invoice in your personal online bank:
- Go to e-invoices
- Select the billing topic “YEL payment”
- Enter your insurance number
After this, your future invoices will be delivered electronically.
What if I still receive paper invoices?
Usually, a paper invoice has already been sent before the change to electronic invoicing. The next invoice will most likely be electronic.
What happens when I switch?
Your future invoices will be delivered electronically directly to the channel you have chosen.
What should I do if I receive online invoices but want paper invoices instead?
Send us a message if you want to receive YEL invoices on paper. Let us know your preference via the web service.
- Log in to the entrepreneur web service using your online banking credentials or mobile ID
- In the web service, you can also check the current status of your invoices
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Tip: How to send a message in the online service
1. Open the “Send message” icon and select the topic “Billing” 2. Write your message 3. Send
Log in to the online service