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Article 28.4.2022

Finnish pension system in a nutshell

Finland has one of the best pension systems in the world - and that’s a fact. But if you’re starting a business in Finland, you might be wondering why it’s mandatory for entrepreneurs to take out pension insurance. Or for employers to get pension insurance for their employees? We are here to help you!

Finnish pension system in a nutshell
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  1. Ilmarinen’s Christmas donation goes to the Children and Youth Foundation
    Instead of sending Christmas greetings, Ilmarinen supports the Children and Youth Foundation with a donation.
    Ilmarinen’s Christmas donation goes to the Children and Youth Foundation
  2. We want to continue supporting our customers during challenging times
    If you're having difficulties making your pension insurance payments, we urge you to contact us in good time to discuss your options. We evaluate every situation on a case-by-case basis. Payments cannot be suspended altogether, but we'll try to make flexible arrangements for you to the extent possible.
    We want to continue supporting our customers during challenging times
  3. Welcome to our new website – Ilmarinen.fi makes for easy pension and insurance
    Our website ilmarinen.fi has been renewed. Special emphasis has been placed on improving the website’s accessibility and availability.
    Welcome to our new website – Ilmarinen.fi makes for easy pension and insurance
  4. Ilmarinen expands use of cloud technology with TietoEVRY and Google Cloud
    Ilmarinen expands the use of cloud-based Infrastructure services in cooperation with TietoEVRY and Google Cloud. A core part of Ilmarinen’s strategy is to exploit modern cloud technologies, aiming at flexible and efficient business development.
    Ilmarinen expands use of cloud technology with TietoEVRY and Google Cloud
  5. ​Earnings-related pension contributions for 2021 confirmed
    The Ministry for Social Affairs and Health has confirmed the earnings-related pension insurance contributions for 2021.
    ​Earnings-related pension contributions for 2021 confirmed
  6. Ilmarinen’s Interim Report 1 January–30 September 2020: Return on investments turned positive, cost-effectiveness of operations continued to improve
    The return on Ilmarinen’s investment portfolio was 1.1 (8.2 per cent), i.e. EUR 0.6 (3.7) billion. The third-quarter investment portfolio return was 3.2 per cent, driven by the continued positive development in the investment markets. At the end of September, the market value of investments stood at EUR 50.3 billion (31 Dec 2019: EUR 50.5 billion).
    Ilmarinen’s Interim Report 1 January–30 September 2020: Return on investments turned positive, cost-effectiveness of operations continued to improve
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