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Article 28.4.2022

Finnish pension system in a nutshell

Finland has one of the best pension systems in the world - and that’s a fact. But if you’re starting a business in Finland, you might be wondering why it’s mandatory for entrepreneurs to take out pension insurance. Or for employers to get pension insurance for their employees? We are here to help you!

Finnish pension system in a nutshell
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  1. Employer contributions – How well do you know the additional employer costs?
    Hiring an employee entails additional employer costs. What are they? How much do they come out to? Read on to get an overview of employer contributions in 2022.
    Employer contributions – How well do you know the additional employer costs?
  2. Finnish pension system in a nutshell
    Finland has one of the best pension systems in the world - and that’s a fact. But if you’re starting a business in Finland, you might be wondering why it’s mandatory for entrepreneurs to take out pension insurance. Or for employers to get pension insurance for their employees? We are here to help you!
    Finnish pension system in a nutshell
  3. Which insurances are mandatory for an entrepreneur?
    Becoming self-employed means learning a lot of new things — such as figuring out which insurances you need to take out. Find out below which insurances are mandatory for you and which ones you can take out voluntarily.
    Which insurances are mandatory for an entrepreneur?
  4. Ilmarinen will increase contacts with new entrepreneurs when processing YEL applications to set the right level of YEL income
    Ilmarinen’s goal is to improve the pension security of its self-employed customers. Self-employed persons deserve the same level of pension and social security as employees right from the start of their career as entrepreneurs. The best way for self-employed persons to ensure their continuous security is to maintain the right level of income under their YEL insurance. YEL insurance is a self-employed person’s most important insurance, because the YEL income is the basis for an entrepreneur’s pension and social security.
    Ilmarinen will increase contacts with new entrepreneurs when processing YEL applications to set the right level of YEL income
  5. Earnings-related pension insurance contributions for 2022 confirmed
    The Ministry for Social Affairs and Health has confirmed the earnings-related pension insurance contributions for 2022. The TyEL basic contribution will be 25.85 per cent of the payroll in 2022. For the majority of customers, this is an important percentage as Ilmarinen uses it to invoice customers each month based on the salaries they have reported.
    Earnings-related pension insurance contributions for 2022 confirmed
  6. What every entrepreneur should know about YEL insurance
    Are you an entrepreneur? How well do you know your most important insurance? Below you’ll find seven things every entrepreneur should know about the self-employed person’s pension insurance, also known as YEL insurance
    What every entrepreneur should know about YEL insurance
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