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Press release 28.10.2021

We invest in a sustainable future – the Ilmarinen Climate Roadmap defines our path to net zero carbon pension assets

Climate change poses a risk also to future pensions in Finland. Ilmarinen manages the risks brought about by climate change by seeking to achieve carbon neutrality in the investment of pension assets by the end of 2035. The new Climate Roadmap describes the interim targets, actions and tools to reach the net zero carbon goal.

We invest in a sustainable future – the Ilmarinen Climate Roadmap defines our path to net zero carbon pension assets
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  1. Ilmarinen will increase contacts with new entrepreneurs when processing YEL applications to set the right level of YEL income
    Ilmarinen’s goal is to improve the pension security of its self-employed customers. Self-employed persons deserve the same level of pension and social security as employees right from the start of their career as entrepreneurs. The best way for self-employed persons to ensure their continuous security is to maintain the right level of income under their YEL insurance. YEL insurance is a self-employed person’s most important insurance, because the YEL income is the basis for an entrepreneur’s pension and social security.
    Ilmarinen will increase contacts with new entrepreneurs when processing YEL applications to set the right level of YEL income
  2. Earnings-related pension insurance contributions for 2022 confirmed
    The Ministry for Social Affairs and Health has confirmed the earnings-related pension insurance contributions for 2022. The TyEL basic contribution will be 25.85 per cent of the payroll in 2022. For the majority of customers, this is an important percentage as Ilmarinen uses it to invoice customers each month based on the salaries they have reported.
    Earnings-related pension insurance contributions for 2022 confirmed
  3. What every entrepreneur should know about YEL insurance
    Are you an entrepreneur? How well do you know your most important insurance? Below you’ll find seven things every entrepreneur should know about the self-employed person’s pension insurance, also known as YEL insurance
    What every entrepreneur should know about YEL insurance
  4. What employers should know about 2022 earnings-related pension contributions?
    The average level of earnings-related pension contributions will rise 0.45 percentage points in 2022. The need for the increase was agreed on earlier when reductions were made to TyEL contributions due to the COVID-19 pandemic. Client bonuses, in turn, will return to their previous level. The pension insurance companies’ application concerning actuarial principles has been sent to the Ministry of Social Affairs and Health for ratification, and the Ministry will confirm the percentages in November.
    What employers should know about 2022 earnings-related pension contributions?
  5. Employer contributions – How well do you know the additional employer costs?
    Hiring an employee entails additional employer costs. What are they? How much do they come out to? Read on to get an overview of employer contributions in 2021.
    Employer contributions – How well do you know the additional employer costs?
  6. Employer, see your client bonus and contribution reductions online
    We have calculated your final client bonuses and other reductions to your contribution. You can see them from March 3rd onward by logging in to our employer’s online service.
    Employer, see your client bonus and contribution reductions online
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