News and articles
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News and articles
Finnish pension system in a nutshell
Finland has one of the best pension systems in the world - and that’s a fact. But if you’re starting a business in Finland, you might be wondering why it’s mandatory for entrepreneurs to take out pension insurance. Or for employers to get pension insurance for their employees? We are here to help you!
Finnish pension system in a nutshellMore news and press releases
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News
29.10.2025
Employer, self-employed person, pensioner – 2026 earnings-related pension index and wage coefficient confirmedThe Ministry for Social Affairs and Health has confirmed the indices for earnings-related pension insurance for 2026. Next year, the earnings-related pension index is 3104, which means an approximately 0.9 per cent increase on pensions at the start of the year. The confirmed wage coefficient is 1.712. Compared to 2025, the wage coefficient will rise some 2.3 per cent.Employer, self-employed person, pensioner – 2026 earnings-related pension index and wage coefficient confirmed
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Press release
24.10.2025
Return on Ilmarinen’s investments was 4.8 per cent – solvency was at a good levelThe return on Ilmarinen’s investments was 4.8 per cent in January–September, or EUR 3.0 billion. Investment assets reached record levels and solvency was strengthened.Return on Ilmarinen’s investments was 4.8 per cent – solvency was at a good level
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News
22.8.2025
Ilmarinen’s cost-effectiveness continues to guarantee our customers affordable TyEL contributionsIn 2026, the administrative costs of Ilmarinen’s customers will be no more than 0.18 per cent of the payroll. We have made our operations more efficient every year, which means that Ilmarinen’s customers can continue enjoying affordable TyEL contributions when it comes to the administrative cost. The administrative cost is part of the TyEL insurance contribution.Ilmarinen’s cost-effectiveness continues to guarantee our customers affordable TyEL contributions
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Press release
14.8.2025
Return on Ilmarinen’s investments was 2.1 per cent – solvency was strong and cost-effectiveness at a good levelThe return on Ilmarinen’s investments was 2.1 per cent in January–June, or EUR 1.3 billion. Investment assets increased to EUR 64.0 billion and solvency capital to EUR 14.0 billion. This cost-effectiveness translates into lower premiums for clients.Return on Ilmarinen’s investments was 2.1 per cent – solvency was strong and cost-effectiveness at a good level
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News
11.8.2025
Ilmarinen and MYRY start cooperation – aim is to better support and secure micro and solo entrepreneursThe cooperation strengthens the position of both parties and brings concrete benefits to micro and solo entrepreneurs all over Finland.Ilmarinen and MYRY start cooperation – aim is to better support and secure micro and solo entrepreneurs
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Press release
26.6.2025
Mikko Mursula Appointed CEO of IlmarinenThe Board of Directors of Ilmarinen has appointed M.Sc (Econ.) Mikko Mursula as the new CEO of Ilmarinen. Mursula has previously served as Ilmarinen’s Chief Investment Officer and Deputy CEO.Mikko Mursula Appointed CEO of Ilmarinen