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News and articles

Article 28.4.2022

Finnish pension system in a nutshell

Finland has one of the best pension systems in the world - and that’s a fact. But if you’re starting a business in Finland, you might be wondering why it’s mandatory for entrepreneurs to take out pension insurance. Or for employers to get pension insurance for their employees? We are here to help you!

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  1. News 19.10.2020
    Responsible investment through index funds expands further in emerging markets – Ilmarinen once again one of the co-developers
    Europe’s leading asset management company Amundi listed its new Amundi MSCI Emerging ESG Leaders UCITS ETF fund on Germany’s Xetra on 30 June 2020. Ilmarinen is a participant in the listing of the fund after having invested EUR 500 million in it.
  2. News 8.10.2020
    View the preliminary information on pension contributions for 2021
    According to the Finnish Centre for Pensions’ projection, the TyEL basic contribution will be 24.8 per cent of the payroll in 2021. The basic contribution does not take into account any reductions in the employer’s contribution or the possible impact of the contribution category. By logging in to the employer’s online service you can see a company specific estimate of the 2021 contributions.
  3. News 21.9.2020
    Ilmarinen wants to continue supporting its customers during challenging times
    If you are having difficulties making your payments, we urge you to contact us in good time so that we can discuss your options. We will always try to make flexible arrangements for you to the extent possible, and we will assess your situation individually. We are here for you.
  4. Press release 31.8.2020
    Karoliina Lindroos appointed as Ilmarinen’s Head of Responsible Investments
    Karoliina Lindroos, M.Sc. (Agriculture and Forestry), brings to the position of Ilmarinen’s Head of Responsible Investments her solid expertise in the assessment of environmental and human rights risks related to investees.
  5. Press release 13.8.2020
    Ilmarinen’s Interim Report 1 January to 30 June 2020: Coronavirus causes return on investments to fluctuate, cost-effectiveness of operations improved as expected
    The total result for Ilmarinen’s H1 was EUR –1,099 million (EUR 931 million 1 Jan–30 Jun 2019) due to the slump in return on investments caused by the coronavirus early in the year.
  6. Press release 30.4.2020
    Ilmarinen’s interim report 1 January–31 March 2020: The coronavirus pushed investment returns 7.5% below zero, cost-effectiveness improved further
    Ilmarinen’s Q1 total result slid into negative territory, to EUR -2,649 million (EUR 744 million in 1 Jan–31 Mar 2019), due to the low return on investments resulting from the coronavirus pandemic. Operating expenses decreased EUR 4 million and the ratio of operating expenses to expense loading components improved to 69.0 (71.5) per cent.
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