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News and articles

Article 28.4.2022

Finnish pension system in a nutshell

Finland has one of the best pension systems in the world - and that’s a fact. But if you’re starting a business in Finland, you might be wondering why it’s mandatory for entrepreneurs to take out pension insurance. Or for employers to get pension insurance for their employees? We are here to help you!

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  1. News 27.8.2024
    Ilmarinen’s administrative cost will decrease in 2025
    At the start of next year, Ilmarinen’s customers’ administrative cost will decrease by roughly 10 per cent. The administrative cost is part of the TyEL insurance contribution, and in that respect, your TyEL contribution as our customer will decrease.
  2. Article 20.8.2024
    A diverse workplace is a choice – and a resource
    A diverse community accepts and appreciates differences. Diversity at work is also tightly connected to inclusivity and equality. At IKEA, diversity is an important part of the work community and daily work. The community is easy to join and lets everyone’s voice be heard.
  3. Press release 15.8.2024
    Ilmarinen's return on investment 4.9 per cent, and market uncertainty increased
    In January–June, Ilmarinen's return on investment was 4.9% and its solvency strengthened. Cost-effectiveness continued to improve as premiums written grew 2 per cent and pension cover operating expenses fell 6 per cent.
  4. News 5.3.2024
    Employer, you can see the client bonuses online
    We have calculated the final client bonuses reducing the TyEL contribution and they are available in the online service as of March 5th. Our further improved cost-effectiveness is directly reflected in smaller pension contributions for our employer customers.
  5. News 19.12.2023
    We are introducing Suomi.fi e-Identification for employers
    We will start using Suomi.fi e-Identification in the employer’s online service as of 19 December 2023. This means that, starting on that date, you will be able to log in to the service using your personal online banking codes or a mobile certificate. For that purpose, you will need either a register role or a mandate granted in Suomi.fi e-Authorizations.
  6. News 9.11.2023
    Earnings-related pension insurance contributions for 2024 confirmed
    The Ministry for Social Affairs and Health has confirmed the earnings-related pension insurance contributions for 2024. The average contribution for employer’s pension insurance (TyEL) is 24.81 per cent of the payroll in 2024.
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