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News and articles
Finnish pension system in a nutshell
Finland has one of the best pension systems in the world - and that’s a fact. But if you’re starting a business in Finland, you might be wondering why it’s mandatory for entrepreneurs to take out pension insurance. Or for employers to get pension insurance for their employees? We are here to help you!
Finnish pension system in a nutshellMore news and press releases
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Press release
24.4.2026
Ilmarinen’s early 2026: Customer acquisition at record level, solvency remained strongIlmarinen’s return on investment in January–March was –0.5 per cent. Solvency is strong and cost-effectiveness is at a good level. Customer acquisition in the early part of the year was going at record pace.Read news article Ilmarinen’s early 2026: Customer acquisition at record level, solvency remained strong
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Press release
13.2.2026
Ilmarinen's Financial Statements 2025: Return on investments was 8.1 per cent or EUR 5.1 billionIlmarinen’s investment assets increased to EUR 67.5 billion. Solvency continued to strengthen and cost-effectiveness is at a good level. Ilmarinen’s investments have generated a total of EUR 30.2 billion over a period of 10 years. Twenty per cent of the investments are in Finland.Read news article Ilmarinen's Financial Statements 2025: Return on investments was 8.1 per cent or EUR 5.1 billion
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News
21.11.2025
Earnings-related pension insurance contributions for 2026 confirmedThe Ministry for Social Affairs and Health has confirmed the earnings-related pension insurance contributions for 2026. The average contribution for employer’s pension insurance (TyEL) is 24.4 per cent of the payroll in 2026.Read news article Earnings-related pension insurance contributions for 2026 confirmed
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News
19.11.2025
The increased pension contribution and the higher accrual rate for employees aged 53–62 will be eliminated in 2026. From the beginning of the year, the contribution will be the same for employees of all ages: 7.30 per cent of the wage, regardless of age.Read news article
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News
17.11.2025
The upper age limits for TyEL and YEL insurance will change in 2026The 2017 pension reform set an upper age limit for TyEL and YEL insurance based on the year of birth. The change will have an impact from the beginning of 2026, when those born in 1958 and younger are insured and will continue to accrue pensions in 2026.Read news article The upper age limits for TyEL and YEL insurance will change in 2026
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News
29.10.2025
Employer, self-employed person, pensioner – 2026 earnings-related pension index and wage coefficient confirmedThe Ministry for Social Affairs and Health has confirmed the indices for earnings-related pension insurance for 2026. Next year, the earnings-related pension index is 3104, which means an approximately 0.9 per cent increase on pensions at the start of the year. The confirmed wage coefficient is 1.712. Compared to 2025, the wage coefficient will rise some 2.3 per cent.Read news article Employer, self-employed person, pensioner – 2026 earnings-related pension index and wage coefficient confirmed