Payroll calculator
The payroll calculator is an excellent tool when hiring an employee. The calculator shows you how much hiring an employee or giving a pay raise costs you and gives you insight into the additional employer costs that you need to pay in addition to the salary. The payroll calculator uses the 2026 figures.
Fill in the employee's information
Use the payroll calculator to estimate the cost of hiring a 17-68-year-old employee.
- An employee must be insured from the age of 17 until an employee born in
- 1957 or earlier turns 68
- 1958–1961 turns 69
- 1962 or later turns 70.
Employer's contribution
Due gross pay to the employee
Gross income: Number of hours worked multiplied by the hourly wage.
Holiday compensation: The holiday compensation used in the calculator is 9%. Check the holiday compensation in the Annual Holidays Act and the collective agreement for the sector.
Employer's costs
Health insurance contribution: The employer's health insurance contribution in 2026 is 1.91%. The contribution is remitted to the Tax Administration.
Earnings-related pension contribution: The 25.01% contribution percentage used in the calculator consists of the basic contribution rate and the average administrative cost for 2026. The employer's share is obtained by deducting the employee's share of the TyEL.
Unemployment insurance contribution: The average accident insurance contribution in 2026 is 0.51 %. Check the amount of the payment from your own accident insurance company.
Accident insurance contribution: The average accident insurance contribution in 2025 is 0.57 %. Check the amount of the payment from your own accident insurance company.
Group life insurance: The average group life insurance premium in 2026 is 0.06%. The accident insurance company charges a fee in connection with the accident insurance contribution.
Employee's contribution
Costs to be withheld from salary
Earnings-related pension contribution: The employee's share of the TyEL contribution is 7.30% in 2026. The contribution is deducted from the pay and paid to Ilmarinen together with the employer’s contribution.
Unemployment insurance contribution: The employee unemployment insurance contribution in 2026 is 0.89%. The Employment Fund charges a fee from the employer.
Tax on income: The percentage on the employee’s tax card. Paid to the Tax Administration.
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- Excellent work ability services for companies of all sizes
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- Personal counseling
Get TyEL insurance online. Let's work together to ensure a good tomorrow for your employees.
Great news! As of the beginning of 2026, up to 90% reduction in TyEL insurance's adminstrative costs for micro-employers.