Next year's YEL and TyEL insurance contribution percentages have been confirmed. Read more from our news article and log in to our online service to check your own contribution percentage.
We make sure that you receive the pension you earned from your work. That is our job. We are Finland’s largest and oldest private earnings-related pension insurance company. Responsibly for you.
If you are new to the Finnish pension system, read our information package that helps you to understand it.
Get familiar with Finnish pension systemIf you receive rehabilitation allowance from Ilmarinen, send us your new tax card by 22 January 2024.
Read more about taxation of rehabilitation allowanceAre you a new entrepreneur? With our test you can easily find out whether you need YEL-insurance.
Do the YEL testFrom your pension record you can see where you have gathered pension and how much. Check your pension record in MyPension service.
Read more about pension record and check itWe have gathered information on how Ilmarinen communicates to its customers and how to spot a scam message.
Read how Ilmarinen communicates to customersWe have gathered the most frequently asked questions and their answers about insurances, pension and rehabilitation.
See the FAQ page
In Finland, sickness absences and disability cost billions of euros. Meanwhile, many companies struggle with a labour shortage. Nevertheless, according to a survey by Ilmarinen, few companies systematically manage their employees’ work ability.
YEL insurance is the most important insurance for you as an entrepreneur, as it is the basis for your pension and social security. Keep reading to see what you should know about your YEL insurance as the year changes.
The Ministry for Social Affairs and Health has confirmed the earnings-related pension insurance contributions for 2024. The average contribution for employer’s pension insurance (TyEL) is 24.81 per cent of the payroll in 2024.
