Transfer your YEL insurance to us
It is possible to change the pension company. Transferring YEL insurance to us is easy. Just fill in the application and we'll take care of the rest!
Why transfer your YEL insurance to us?
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We have the most satisfied customers in Finland - according to EPSI Rating's survey (2025), Ilmarinen's business customers are the most satisfied in the pension insurance industry.
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You can take care of your insurance matters at any time in our comprehensive online service.
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Our team of experts are happy to help you in insurance and retirement matters
Transferring insurance to us is easy
You can make a transfer at any time. You can easily transfer your TyEL insurance to us at the same time.
How to transfer your YEL insurance to us
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1. Fill in the YEL transfer application online
Filling in the transfer application is easy, as we can obtain your insurance details from your previous pension insurance company.
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2. We will cancel your current insurance
We will contact your current pension insurance company and cancel the insurance on your behalf.
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3. Everything is ready now!
We'll let you know when your YEL insurance starts with us.
You can also transfer your TyEL insurance to us at the same time
You can make a transfer of YEL and TyEL insurance at the same time. Here's what you do:
- Make a YEL insurance application
- Once you have submitted your application, click on the "Get TyEL Insurance" button. You do not need to re-identify.
- Apply for TyEL insurance.
It's as easy as that.
Read here what our customers say about us
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"The customer service representative was really nice and knowledgeable, the meeting left a good feeling!"
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"I got the answer quickly and the text was clear and very understandable."
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"A clear description of the situation and a sense that the matter is under high-quality and expert care."
More information on changing your pension company
You can file a transfer application with us at any time. We always suggest the first possible transfer date for you, so it is easy to make a transfer application.
YEL insurance must be valid in your current pension company for at least one year before the transfer. When you make a transfer online, the application will automatically have the first possible date.
YEL transfer dates are agreed with the other pension companies. Transfer dates options are 1st of January, 1st of April, 1st of July and 1st of October.