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Article 28.4.2022

Finnish pension system in a nutshell

Finland has one of the best pension systems in the world - and that’s a fact. But if you’re starting a business in Finland, you might be wondering why it’s mandatory for entrepreneurs to take out pension insurance. Or for employers to get pension insurance for their employees? We are here to help you!

Finnish pension system in a nutshell
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  1. Ilmarinen invests in Australia’s rental housing market together with Greystar, APG and Ivanhoé Cambridge.
  2. Employer, see your client bonus and contribution reductions online
    We have calculated your final client bonuses and other reductions to your contribution. You can see them from March 3rd onward by logging in to our employer’s online service.
    Employer, see your client bonus and contribution reductions online
  3. Ilmarinen supports call for effective GHG pricing
    Ilmarinen has signed the new Call on Carbon initiative, which aims to ramp up climate investments and effective carbon pricing. The new petition was launched by Climate Leadership Coalition, Haga Initiativet and Skift Business Climate Leaders, and supported by Corporate Leaders Group, BCSD Portugal and CER – Sustainable Business Network Slovenia.
    Ilmarinen supports call for effective GHG pricing
  4. What every entrepreneur should know about sickness allowance
    We all get sick sometimes – even entrepreneurs. Luckily, when you’ve taken care of your pension insurance, you can receive sickness allowance from Kela during your illness. Read on to find out what every entrepreneur needs to know about YEL insurance and sickness allowance.
    What every entrepreneur should know about sickness allowance
  5. Ilmarinen’s financial statements 2020: Solvency strengthened further despite the coronavirus crisis, efficiency improved substantially
    The return on Ilmarinen’s investments was 7.1 per cent as the coronavirus crisis was shaking the markets. The value of investment assets increased to an all-time high, more than EUR 53 billion, and solvency strengthened. Operating expenses decreased by 9 per cent.
    Ilmarinen’s financial statements 2020: Solvency strengthened further despite the coronavirus crisis, efficiency improved substantially
  6. Agreement between the EU and the UK – impacts on social security yet to be specified
    Negotiations on the future relationship have been concluded between the European Commission and the United Kingdom. The agreement was signed 30 December 2020.
    Agreement between the EU and the UK – impacts on social security yet to be specified
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