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News and articles

Article 28.4.2022

Finnish pension system in a nutshell

Finland has one of the best pension systems in the world - and that’s a fact. But if you’re starting a business in Finland, you might be wondering why it’s mandatory for entrepreneurs to take out pension insurance. Or for employers to get pension insurance for their employees? We are here to help you!

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  1. Article 28.9.2022
    Eleven things an entrepreneur needs to know when retirement approaches
    If you can see retirement on the horizon, it's time to start preparing. As an entrepreneur, it may be necessary to start preparing for pension years in advance. If you’re retiring in Finland, keep the following eleven things in mind when you start planning for retirement.
  2. News 28.9.2022
    Ilmarinen preparing for possible power outages
    The Europe-wide electricity shortage is also forcing Finland to save energy. As a responsible developer and lessor, Ilmarinen is preparing for possible power outages carefully and well ahead of time.
  3. Article 26.9.2022
    Five ways YEL insurance affects social security
    Are you self-employed? Do you want to understand your social security better? You've probably heard that YEL income is the foundation of your basic security – but what does that mean? Below you will find five situations in which YEL insurance offers your security.
  4. Article 22.9.2022
    Record-high increase in pensions in 2023 – When is a good time to retire?
    The turn of the year is approaching, and pensioners are anxious to find out how much their pension will increase next year. Gross pensions rise annually, but the modest increases of previous years have had little impact on pensioners’ daily lives. That has been true especially if the increase has led to a rise in the pensioner’s tax rate, eating away a large chunk of the increase. This year things will be different: inflation also influences people’s choices about when to retire.
  5. Press release 13.9.2022
    Ilmarinen’s energy saving tips reach over 15,000 people
    Ilmarinen is part of the ‘Astetta alemmas’ energy saving campaign. “We save energy in our premises and provide our employees and tenants with energy saving tips. Responsible measures reduce the carbon footprint of our real estate,” says Tomi Aimonen, Head of Domestic Real Estate Investments.
  6. News 12.9.2022
    Pricing of the expense loading in earnings-related pension contributions will change next year – as our customer you benefit from our efficiency
    In the future, you will be able to compare pension companies in terms of their expense loading. Our excellent efficiency benefits our TyEL customers as lower insurance contributions.
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