News and articles
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News and articles

Finnish pension system in a nutshell
Finland has one of the best pension systems in the world - and that’s a fact. But if you’re starting a business in Finland, you might be wondering why it’s mandatory for entrepreneurs to take out pension insurance. Or for employers to get pension insurance for their employees? We are here to help you!
Finnish pension system in a nutshellMore news and press releases
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News
20.6.2023
Self-employed person, did you get a YEL income recommendation from us?We will be sending out new YEL income recommendations for the first group of our self-employed customers in June. What’s it all about?Self-employed person, did you get a YEL income recommendation from us?
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News
9.3.2023
YEL income reviews will start this summerThe YEL reform entered into force in the beginning of the year. Pension companies are now obligated to check entrepreneurs' YEL incomes at steady intervals. We will start the reviews this summer – here’s what you need to know about it.YEL income reviews will start this summer
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News
13.12.2022
YEL reform enters into force at the start of next yearThe Self-Employed Persons’ Pensions Act will change at the start of the year: YEL income will be determined in more detail and adjusted more often. “Self-employed persons deserve the same level of pension and social security as employees. The reform will help achieve this,” says Minna Hakkarainen, Ilmarinen’s Director, Insurance Services.YEL reform enters into force at the start of next year
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Article
23.11.2022
Most frequently asked questions on the YEL reformWhat questions are self-employed persons asking about the Self-Employed Persons’ Pensions Act (YEL) reform? We assembled all of the questions most frequently asked by self-employed persons. The expert for the article is Ilmarinen’s Director, Insurance Services, Minna Hakkarainen.Most frequently asked questions on the YEL reform
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Article
22.11.2022
YEL in 2023 – Six things for entrepreneurs to rememberYear 2023 is fast approaching. Below you’ll find six things every entrepreneur needs to know about their YEL insurance at the turn of the year.YEL in 2023 – Six things for entrepreneurs to remember
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News
21.10.2022
Employer, self-employed person, pensioner – 2023 earnings-related pension index and wage coefficient confirmedThe Ministry for Social Affairs and Health has confirmed the indices for earnings-related pension insurance for 2023. Next year, the earnings-related pension index is 2,874, which means an exceptionally large, approximately 6.8 per cent increase on pensions at the start of the year. The confirmed wage coefficient is 1.558. Compared to 2022, the wage coefficient will rise some 3.8 per cent.Employer, self-employed person, pensioner – 2023 earnings-related pension index and wage coefficient confirmed