Partial disability pension

Applying for a partial disability pension

A partial disability pension and partial cash rehabilitation benefit are applied for using the same application. 

To apply for a partial disability pension, do this:

1. Get a Medical Statement B
2. Fill in the partial disability pension application in the MyPension service. Attach a Medical Statement B that is no more than six months old to your application. Please only submit the official Medical Statement B. We cannot process your case based on photos or screenshots taken of MyKanta or texts from the Kanta archive. Please note that Ilmarinen does not have access to MyKanta.
3. Once your application has arrived, we will assess your right to a pension and you will receive a decision within approximately two months. If necessary, we will ask you for additional information for processing the application.

When we assess the deterioration of your work ability, we take into account your remaining work ability.

Read more about the different steps in the application process

When you receive a pension decision

We will send you a text message when the decision has been issued.  

If you have consented to e-services, your pension decision can only be read in MyPension. If you have not given your consent, we will send the decision to you by post.

Please note that you are not entitled to an earnings-related pension card when you receive a partial disability pension.

Please make sure that your contact information is up to date in MyPension.

Read more about different decisions below.

Apply for payment of your partial disability pension

The start date of the pension is examined in connection with processing your notification of retirement. A Partial disability pension or partial rehabilitation allowance begins at the beginning of the month following the start of disability, and the beginning of the month when your monthly earnings fall below the income limit.

If you move on to part-time work, agree with your employer on starting part-time work. When you are on partial disability pension, you have an earnings limit. Agree with your employer on your work so that your earnings are within the limit. You can see your earnings limit in the preliminary decision.

Notify us about your retirement

Let us know that you are moving on to a partial disability pension or partial cash rehabilitation benefit about a month before starting part-time work. You can submit a notification in MyPension under "Apply for a pension or cash rehabilitation" - "Apply for payment of your partial disability pension". After your notification, we will ask your employer about the start date and earnings of your part-time work.

If you will not continue working or already work part-time, you can notify us about starting your partial disability pension immediately.

If you have received Kela’s sickness or partial sickness allowance before your partial disability pension, your right to a pension begins from the beginning of Kela’s daily allowance period, and the pension may be granted retroactively. However, the pension can be paid retroactively for up to six months prior to the month in which the application was submitted.

If you have applied for or received unemployment allowance from an unemployment fund, please indicate in the "Additional information" section where you have received the benefit from and for what period.

Working on partial disability pension

You can work as an employee or as an entrepreneur on a partial disability pension or partial cash rehabilitation benefit. You can work part-time.

Read about working during retirement

Read about entrepreneurship during retirement

Starting your pension

You will receive a payment decision on the partial disability pension or partial cash rehabilitation benefit after we have received the necessary information from your employer and your salary is below your earnings limit.

The partial disability pension or partial cash rehabilitation benefit always starts on the first day of the month. 

If your pension has been granted as a fixed-term partial disability pension, i.e. partial cash rehabilitation benefit, remember to apply for an extension approximately one month before the pension ends.

Read more about applying for an extension to the cash rehabilitation benefit or partial cash rehabilitation benefit

If you have been granted a permanent partial disability pension, it will be converted into a full old-age pension at the lowest confirmed retirement age. We will give you a separate decision on the old-age pension conversion. If you have worked alongside a pension, apply for the pension accrued from it before you reach your lowest old-age pension age by submitting an old-age pension application.