News and articles
Welcome to our newsroom. Here you will find our latest news and press releases as well as our blogs and articles.
News and articles
Finnish pension system in a nutshell
Finland has one of the best pension systems in the world - and that’s a fact. But if you’re starting a business in Finland, you might be wondering why it’s mandatory for entrepreneurs to take out pension insurance. Or for employers to get pension insurance for their employees? We are here to help you!
Finnish pension system in a nutshellMore news and press releases
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Press release
9.6.2026
Ilmarinen and OP Pohjola: EUR 300 million to boost growth and investments in Finnish SMEsIlmarinen and OP Pohjola are launching a EUR 300 million growth financing programme to help growth companies succeed. Financing channelled to SMEs through this cooperation will create opportunities for growth and boost positive economic development across Finland.Read news article Ilmarinen and OP Pohjola: EUR 300 million to boost growth and investments in Finnish SMEs
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Press release
24.4.2026
Ilmarinen’s early 2026: Customer acquisition at record level, solvency remained strongIlmarinen’s return on investment in January–March was –0.5 per cent. Solvency is strong and cost-effectiveness is at a good level. Customer acquisition in the early part of the year was going at record pace.Read news article Ilmarinen’s early 2026: Customer acquisition at record level, solvency remained strong
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News
23.4.2026
The YEL reform is moving forward – a proposed freedom of choice model for pension contributionsThe Government has reached an agreement in its budget framework talks on changes to the Self-employed Persons’ Pension Act (YEL). Under the proposed model, pension contributions and benefits would be based either on taxable earned income from business activities or on a calculated YEL income, as is the case today.Read news article The YEL reform is moving forward – a proposed freedom of choice model for pension contributions
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News
19.3.2026
Entrepreneur, it’s time to review your YEL income – here’s what to doPension providers have a legal duty to review entrepreneurs’ confirmed income (YEL income) together with you at regular intervals. We will begin the 2026 reviews in March. Here’s what you should know.Read news article Entrepreneur, it’s time to review your YEL income – here’s what to do
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Press release
13.2.2026
Ilmarinen's Financial Statements 2025: Return on investments was 8.1 per cent or EUR 5.1 billionIlmarinen’s investment assets increased to EUR 67.5 billion. Solvency continued to strengthen and cost-effectiveness is at a good level. Ilmarinen’s investments have generated a total of EUR 30.2 billion over a period of 10 years. Twenty per cent of the investments are in Finland.Read news article Ilmarinen's Financial Statements 2025: Return on investments was 8.1 per cent or EUR 5.1 billion
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Press release
5.12.2025
YEL review: Actual earnings and YEL income side by side as the basis for contributions and pensionsIn the pension sector, a long-awaited solution is emerging to address the challenges of entrepreneurs’ pensions. The Ministry of Social Affairs and Health has published a review by investigator Jukka Rantala, outlining the need to develop the pension system for entrepreneurs.Read news article YEL review: Actual earnings and YEL income side by side as the basis for contributions and pensions