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Article 28.4.2022

Finnish pension system in a nutshell

Finland has one of the best pension systems in the world - and that’s a fact. But if you’re starting a business in Finland, you might be wondering why it’s mandatory for entrepreneurs to take out pension insurance. Or for employers to get pension insurance for their employees? We are here to help you!

Finnish pension system in a nutshell
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  1. EPSI Rating: Ilmarinen has the most satisfied customers in the pension sector
    Ilmarinen’s customers are the most satisfied in the earnings-related pension industry, shows a recent study by EPSI Rating.
    EPSI Rating: Ilmarinen has the most satisfied customers in the pension sector
  2. Let’s prepare by saving electricity
    A year ago, saving energy, the ‘Down a degree’ campaign and power system support procedure were acute themes as Europe began preparing for a serious electricity shortage. Saving energy still matters.
    Let’s prepare by saving electricity
  3. We are participating in the power system support procedure
    The transmission system operator Fingrid developed a voluntary power system support procedure. Ilmarinen is taking part. If the procedure is activated, it may have a momentary impact on properties’ conditions.
    We are participating in the power system support procedure
  4. Ilmarinen preparing for possible power outages
    The Europe-wide electricity shortage is also forcing Finland to save energy. As a responsible developer and lessor, Ilmarinen is preparing for possible power outages carefully and well ahead of time.
    Ilmarinen preparing for possible power outages
  5. Ilmarinen’s energy saving tips reach over 15,000 people
    Ilmarinen is part of the ‘Astetta alemmas’ energy saving campaign. “We save energy in our premises and provide our employees and tenants with energy saving tips. Responsible measures reduce the carbon footprint of our real estate,” says Tomi Aimonen, Head of Domestic Real Estate Investments.
    Ilmarinen’s energy saving tips reach over 15,000 people
  6. We invest in a sustainable future – the Ilmarinen Climate Roadmap defines our path to net zero carbon pension assets
    Climate change poses a risk also to future pensions in Finland. Ilmarinen manages the risks brought about by climate change by seeking to achieve carbon neutrality in the investment of pension assets by the end of 2035. The new Climate Roadmap describes the interim targets, actions and tools to reach the net zero carbon goal.
    We invest in a sustainable future – the Ilmarinen Climate Roadmap defines our path to net zero carbon pension assets
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